What are my pension options?

There are ever more options when it comes to pension schemes.

The many different options mean that you to a greater extend can decide for yourself how your pension scheme should be put together.

The options vary, depending on type of pension in question.

You have more options with individual pension schemes and fewer options with the statutory pensions like for example state pension (folkepension): 

  • With the statutory pensions you can typically chose to postpone your pension.
  • With occupational pensions you can in some cases chose how long the pension should be paid out and how much your insurance should cover. The range of options varies a lot when it comes to occupational pensions.
  • With individual pensions you have lots of different options. You can decide when your pension should be paid out, which situations the insurances should cover; and how the money should be invested.