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Buying a home
Requirements for non-Danish citizens
There are certain requirements for non-Danish citizens when it comes to buying property: You might have to obtain permission from the The Department of Civil Affairs (Civilstyrelsen) under the Danish Ministry of Justice to buy property in Denmark. Read Foreign citizens' acquisition of real property here
Applying for a mortgage
There are several different types of mortgage. Your bank determines your creditworthiness. You can get a mortgage certificate so you know exactly how much you can borrow before you start looking for a home.
Contact a real estate agent
Local agents know the market and can help meet your requirements and wishes. You can find them online.
Type of property
House (detached or terraced)
Typically, houses are very expensive in Copenhagen, and they are often located some distance from the city centre.
When you buy an owner-occupied apartment, you own it once you have paid off the mortgage, and you can take out home equity loans.
You own a property together with others and run it as a cooperative housing society. Therefore you share expenses and duties. Co-operative housing used to be cheaper than owner-occupied apartments, but today they can be more expensive. The financing of a co-operative building can be very complex, so seeking professional advice is recommended.
International House organizes a housing fair twice a year. This gives you the opportunity to talk to real estate agents, banks and legal advisors for free. Events are advertised here