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Buying a home

If you wish to buy property in Copenhagen, there are several things you need to be aware of.

Requirements for non-Danish citizens

There are certain requirements for non-Danish citizens when it comes to buying property: You might have to obtain permission from the Danish Ministry of Justice (Justitsministeriet) to buy property in Denmark. Read Foreign citizens' acquisition of real property here 

Applying for a mortgage

There are several different types of mortgage. Your bank determines your creditworthiness. You can get a mortgage certificate so you know exactly how much you can borrow before you start looking for a home.

Contact a real estate agent

Local agents know the market and can help meet your requirements and wishes. You can find them online.

Type of property

House (detached or terraced)

Typically, houses are very expensive in Copenhagen, and they are often located some distance from the city centre.

Owner-occupied apartment

When you buy an owner-occupied apartment, you own it once you have paid off the mortgage, and you can take out home equity loans.

Co-operative apartment

You own a property together with others and run it as a cooperative housing society. Therefore you share expenses and duties. Co-operative housing used to be cheaper than owner-occupied apartments, but today they can be more expensive. The financing of a co-operative building can be very complex, so seeking professional advice is recommended.

Housing fair

International House organizes a housing fair twice a year. This gives you the opportunity to talk to real estate agents, banks and legal advisors for free. Events are advertised here